Online Baccarat in Malaysia – How to Play & Best Casinos 2025
Baccarat is one of the most legendary casino table games there is. Now, thanks to the rise of online baccarat in Malaysia, you can enjoy the game whenever you like.
In this article, we’ll tell you everything you need to know to play at baccarat online casinos. We’ll list the best platforms on which you can do so, explain exactly how the game works, and give you some top tips on turning a profit on the baccarat tables.
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Malaysia’s Top Online Casinos for Baccarat
There are dozens of great online casinos serving Malaysia, and basically, all of them let you bet on baccarat. We’ve gone through all of these options to bring you your 10 very best online baccarat casinos around:
- BK8 – Your #1 Destination for Online Baccarat in Malaysia
- We88 – Exceptionally User-Friendly Baccarat Site
- 12Play – Benefit from Multiple Reload Bonuses
- Me88 – Play Baccarat Using Cryptos, eWallets, or Bank Transfer
- Playdash – Play Baccarat For as Little as MYR 5
- MD88 – Top Choice for On-the-Go Baccarat Play
- UWin33 – Get Up to a 10% Bonus Every Day on Your Deposits
- SureWin – Baccarat Rebate Deal, Covering 70% of Your Losses
- OB9 – Big-Time Welcome Bonus, Worth up to MYR 2,990
- Winclub88 – Outstanding VIP Program, Including Rebate Deal
5 Baccarat Sites in Malaysia Reviewed
Every one of our 10 recommended casinos will let you play baccarat online in a safe and enjoyable environment. That said, these rankings are still in order, meaning the five top casinos are the best. Let’s take a closer look at each of those brands.
1. BK8 – Your #1 Destination for Online Baccarat in Malaysia
The focus on BK8 is on live dealer baccarat rather than the older, computer-run version. Thirteen of the biggest developers have combined for this collection, including Pragmatic Play and Evolution Gaming. In each case, you’ll be treated to excellent production values and highly-trained dealers in your baccarat play.
If it’s your first time using BK8, you can claim an excellent 288% deposit match welcome bonus towards your favourite baccarat variations. Once that’s been used up, you can still look forward to a nice range of ongoing promotions. These include a big-time 50% unlimited daily reload bonus and a weekly rescue bonus worth up to MYR 6,888.
Welcome Offer | 288% Deposit Match Welcome Bonus, Up to MYR 2,880 |
Wagering Requirement | 35x |
Minimum Deposit | MYR 50 |
Maximum Withdrawal | N/A |
Payment Methods | Debit Card, GrabPay, Cryptos, etc. |
Pros
- Great selection of live dealer baccarat games
- Slick and user-friendly interface
- Big-time ongoing promotions
- Crypto and traditional payment options available
Cons
- Not the widest range of RNG-based baccarat games
2. We88 – Exceptionally User-Friendly Baccarat Site
We88 is an exceptionally user-friendly casino. Its interface looks and handles beautifully, allowing you to navigate the entire site with ease, including the extensive baccarat selection.
There are a handful of RNG-based baccarat games here, including Premium Baccarat from Playtech. Most of your options will be live games, though, with 11 top developers contributing to the collection, such as Evolution Gaming and Pragmatic Play.
We88 does a great job of regularly rewarding you as you continue to play baccarat here. Even after using up your 100% welcome bonus, you can benefit from an unlimited daily 1% rebate and a 10% reload bonus.
Welcome Offer | 100% Deposit Match Bonus, Up to MYR 500 |
Wagering Requirement | 25x |
Minimum Deposit | MYR 30 |
Maximum Withdrawal | N/A |
Payment Methods | Cryptos, eWallets, Bank Transfer |
Pros
- Exceptionally user-friendly interface
- iOS and Android apps available
- 11 top live casino developers in place
- High-quality, baccarat-friendly ongoing promotions
Cons
- Mobile app only available on Android
3. 12Play – Benefit from Multiple Reload Bonuses
12Play does very well as an online baccarat casino, particularly for live games. Some of the biggest brands have chipped in here – including Playtech, Evolution Gaming, and Pragmatic Play – to deliver an incredible selection of live dealer options for regular and high rollers.
If you ever want a change of pace, you’ll find plenty of other games available on 12Play. The slots section is especially good, but you can also play fishing games, instant-play lotteries, and more.
12Play further impresses with its offers. The 100% welcome bonus gets the ball rolling, but the ongoing promotions are equally good. These include multiple reload bonuses and cashback deals, and you can also benefit from one of the better VIP programs around.
Welcome Offer | 100% Deposit Match Bonus, Up to MYR 588 |
Wagering Requirement | 25x |
Minimum Deposit | MYR 30 |
Maximum Withdrawal | N/A |
Payment Methods | EeziePay, Help2Pay, PayTrust |
Pros
- Brilliant selection of live baccarat games
- Very good ongoing promotions
- High-quality mobile apps
- Well-rounded online casino
Cons
- Dull UI could be improved
4. Me88 – Play Baccarat Using Cryptos, eWallets, or Bank Transfer
Me88 is a baccarat casino with a solid track record going back to 2019. It lets you deposit in MYR and cryptocurrencies, including e-wallet options and holds a full license with the government of Curacao.
The collection of baccarat games is impressive here. While computer-run options are minimal, you’re given plenty of live developers to try out, with an impressive 15 options in this department. Not only that, but you can enjoy these on both iOS and Android mobile apps.
New baccarat players on Me88 can grab one of the biggest welcome offers, worth up to MYR 2,880. After that, you’ll find multiple cashback offers, a reload bonus, and more. You can find the latest deals in our Me88 review.
Welcome Offer | 288% Welcome Jackpot Bonus, Up to MYR 2,880 |
Wagering Requirement | 35x |
Minimum Deposit | MYR 50 |
Maximum Withdrawal | N/A |
Payment Methods | Bank Transfer, Cryptos, eWallets |
Pros
- Excellent mixture of payment options
- High-quality reload bonuses and cashback deals
- Solid track record, going back to 2019
- 15 top live casino game developers
Cons
- Lack of RNG-based baccarat games
5. Playdash – A Safe and Convenient Baccarat Casino for E-Wallet Users
Playdash stands out as a secure and e-wallet-friendly platform for baccarat fans in Malaysia. With a smooth and modern layout, it allows for easy access to both standard and live baccarat tables. Whether you’re new to the game or a seasoned player, you’ll find the site intuitive and well-optimized for mobile and desktop.
While Playdash doesn’t feature the widest range of software providers, it does offer a respectable selection of live baccarat games—especially popular among users who prefer faster payment processing via local e-wallets like TruePay, SurePay, and FastPay.
Its standout advantage is the efficient payout system, with fast transactions and a solid welcome bonus that can be used on table games, including baccarat.
Welcome Offer | 100% Deposit Bonus up to MYR 1,000 |
Wagering Requirement | 15x |
Minimum Deposit | MYR 50 |
Maximum Withdrawal | MYR 50,000 |
Payment Methods | TruePay, SurePay, FastPay, DGPay |
There are many sites out there that will let you play online baccarat in Malaysia. Sorting through all of these can be extremely time-consuming, which is why we’ve done the hard work for you.
The results of our search are at the top of this page. Here are five of the most important criteria we used.
Baccarat Gaming Selection
In our analysis of casinos’ baccarat selections, we looked at two main areas. First, we checked the breadth of the collection in terms of the number of baccarat games. Then, we analyzed the depth of the selection regarding the variants you can try and the number of developers enlisted.
Special Offers
We checked out both the welcome offers and ongoing promotions offered by all of our eligible brands. In both cases, we looked beyond the simple headline figure, analyzing the terms and conditions. This allowed us to assess the overall value of the offers and decide whether they were genuinely useful for players. Of course, we also boosted brands offering baccarat-specific winning streaks and cashback offers.
Other Gaming Options
If you do fancy a change of pace from baccarat, it’s crucial that your casino gives you a nice selection of options. We confirmed this was the case on our recommended sites by looking at their betting selections. This involved checking out the sections for online casino slots, other table games, fishing games, and lotteries to confirm that you have the best possible range of choices.
Customer Support
We reviewed every site’s customer support options to ensure you can get the help you need when you need it. This involved checking that direct contact options were in place and that the coverage hours were acceptable (and preferably 24/7). We also checked out the FAQ/Help Centers on each site, which—when they’re done right—can solve your problems instantly.
Player Safety
When your personal information and money are on the line, you want to feel sure that both are being looked after. We looked at a few different areas to confirm this. The first was a casino’s licensing, which should include at least one certificate from a respected regulator, like PAGCOR. After that, we checked out the brand’s safety measures, security certificates, and wider reputation among users and critics.
Boost Your Bankroll with Bonuses
Every brand we’ve examined here has special offers, which tend to be excellent in size and quality. Below, we’ve summarized the main formats for these deals.
- Deposit Match – When you’re just starting to play baccarat on a new site, this is the welcome bonus you’ll likely use. It involves the casino matching your first payment up to a certain maximum amount, although you must complete a wagering requirement before withdrawing any winnings.
- Reload Bonus – This will also give you a bonus, based on the size of your deposit. The difference here, however, is that you can trigger these deals repeatedly as you continue to play baccarat rather than being limited to just one go.
- Cash Rebate – These promos help your bottom line by insuring a certain percentage of your baccarat losses. Since these rebates are given as cash, there are rarely significant rollover requirements.
- VIP Program – The more you play baccarat on a given online casino, the further you progress through its VIP program. As you go, you will get better and better rewards, which can include bigger cashback amounts and higher transaction limits.
How to Play Real Money Baccarat Online
It’s easy to learn how to play baccarat online. There are few rules to consider, and even the betting itself is extremely straightforward.
First, though, we’d advise you to play baccarat online using the RNG-based version rather than the live dealer one. It simply moves slower, leading to a more relaxed experience as you get to grips with the gameplay.
To clarify, these games work via a provably fair algorithm. Use a legitimate and trustworthy baccarat casino online, like the ones we’ve recommended here, and you don’t need to worry about being duped.
To help you along, here’s a quick and easy guide on how to play baccarat online:
- Pick a casino
- Create and fund your account
- Head to the Casino section (not the Live Casino area, if you have the choice)
- Choose an RNG-based baccarat game. These will usually have an image of the table itself rather than of a live dealer
- Set your stake, and start the round
- Place your bet on either your hand or the banker’s
- Watch the action unfold
- The scores will be calculated automatically
- Receive your winnings if your bet was correct
Odds and House Edge
From a mechanical perspective, online baccarat in Malaysia is entirely luck-based. This is a game of simple card drawing, with the only real ‘decisions’ you have to make involving your betting. As with all games of chance, it is imperative that you know the odds for online baccarat in Malaysia before you start playing for real money.
There are three bets you can place here. These are betting on a banker win, a player win, or a tie.
The odds are 45.86%, 44.62%, and 9.6%, respectively. The payouts are 1:1 for the first two bet types and 8:1 for a tie. The house edge, in order, is 1.06%, 1.24%, and 14.36%.
Overall, this is one of the better online casino games you can play from an odds perspective.
The house edge is better on average than that for craps, sic bo, or roulette and (notwithstanding the ‘tie’ bet) is roughly the same as in blackjack.
Baccarat Variants for Your Bucks
At the most basic level, all online baccarat in Malaysia will follow the same format – you and the banker get dealt two cards, and one of those hands wins. Within this framework, however, there are a few different variants of the card game.
Below, we’ve explained how four of the most common and popular examples at Malaysian casinos work.
Punto Banco
This is basically ‘classic baccarat’. It is the most traditional and commonly found form of the game, and remains the most popular for online players.
Twelve players can be in each game, and six 52-card decks are used. You also only have to choose between extremely straightforward bet types – player win, banker win, and tie. If you’re just starting off with online baccarat in Malaysia, we’d recommend trying Punto Banco first, with BK8 being a great destination for doing so.
Chemin de Fer
This is another classic and straightforward form of baccarat, which you’ll find on top online casinos like 12Play. Mostly, it follows all the old game rules and is extremely similar to Punto Banco, including using six 52-card decks.
There is one major difference, however. In this case, players don’t compete against a single banker. Rather, they take it in turn to act as the banker themselves. Also, whoever’s playing as the banker sets aside a certain amount of money they want to wager, which other players can match if they like.
Baccarat Banque
This is another traditional and popular form of baccarat, available to try on sites such as We88. As the name suggests, much like Chemin de Fer it also had its origins in France.
The major difference between Banque and the previous two variants is that only three decks of cards are used rather than six. Like Chemin de Fer, it also involves the players taking turns to act as the banker. Whoever is the banker, however, can only bet on their own hand and is not allowed to bet on those of the other players.
Speed Baccarat
This certainly isn’t a ‘traditional’ form of the game. But it is definitely one of the more popular variants of online baccarat in Malaysia, which can be enjoyed on platforms like MD88.
As you can probably guess from the name, this is a relatively high-paced version of baccarat. A round of the regular live casino game will typically take 48 seconds on average. A round of speed baccarat, however, usually whizzes by in only 27 seconds. If you’re pressed for time or simply enjoy faster games in general, this is a great option.
Real Action with Real Dealers in Live Baccarat
There are two main types of online baccarat in Malaysia that you can play. The first is the RNG-based version, where the results are calculated using a provably fair algorithm. The other option is to play with live dealers instead.
When you play live baccarat online, the game will be run by a real-life human dealer. They’ll be working on behalf of a software provider, such as Pragmatic Play or Evolution Gaming, with their actions streamed from a specialized studio. That company will train them, and you can usually look forward to high production values all-round.
The only real downside of live baccarat is that it moves slightly slower than the computer-run version. Fans of this format, however, would argue that the pros greatly outweigh the cons.
Most importantly, live baccarat online in Malaysia is a much closer approximation to the real thing. Rather than playing ‘against’ the computer, it involves not only a human dealer but interaction between that dealer and players.
In short, live dealer online baccarat can’t quite match the real-world experience. It’s as close as you can get, however, while still enjoying the comforts and convenience of playing online.
Important Terms to Know
By this stage, you should already have a very good idea of how to play baccarat. As you begin to play for real, however, you may start encountering terms that you’re not familiar with. Here’s a glossary of the most important examples:
- Baccarat: This isn’t just the game’s name – it also means the worst possible hand, which equals zero points.
- Burning: After the cards have been shuffled, but before the round commences, the first three to six cards (depending on the variant) will be ‘burned’ (discarded).
- Commission: As with many casino games, you’ll need to pay a commission on certain winning bets here, usually 5%. Note that no commission baccarat games are available.
- Croupier: The name which may be used in French variants, which simply means the dealer.
- Face Cards: Jack, Queens, and Kings of any suit are all face cards worth zero points.
- House Edge: The casino’s advantage, which is built into the odds to theoretically ensure they make a long-term profit from baccarat.
- Natural: Hands totaling eight or nine points are both ‘naturals,’ with nine being an automatic winning hand.
- Player: Note that this doesn’t just refer to another player – it can also be shorthand for ‘player bet.’
- Push: When a hand neither wins nor loses, it is a ‘push,’ and that player’s stake is rolled over to the next hand.
- Tie: These occur when the banker and player end up with the same hand and result in a push (see above).
How to Create a Casino Account for Online Baccarat
All of the casinos we’ve recommended here are extremely easy to use. To help you along, though, here’s a quick and easy guide on how to start your own online baccarat journey.
-
Pick a Casino
Your very first task is to pick which Malaysian online casino you’re going to use. We’ve already narrowed your options down to 10 brands. For the purposes of this guide, we’ll assume you’ve gone with our number one overall choice, BK8. -
Create Your Account
Bring up the home page of your chosen casino, then click the Sign Up button in the main menu. You should now provide all the necessary personal information the brand requires, such as your name and date of birth. You’ll also need to set your username and password and then agree to the general terms and conditions. -
Make a Deposit
Log in to your new casino account, then access the cashier area using the main menu. You should now see all of your deposit options. Pick one, enter the necessary payment information and monetary value, and then confirm the transaction. -
Start Playing
Click on the Casino or Live Casino section towards the top of your screen, then pick the software provider you want to use. Find the specific baccarat game online you’d like to play (such as EZ Baccarat or Mini Baccarat) and load it up. Now, just set a stake, play a round, and repeat the process as many times as you please. -
Withdraw Your Winnings
Before withdrawing your winnings, you’ll usually have to verify your identity by uploading photos of a couple of options of proof of ID. Once your identity is confirmed, just head back to the cashier area, pick a payment option, enter any necessary details along with a monetary amount, and make your withdrawal.
Playing Baccarat Online for Free
Despite being one of the most straightforward games out there, you’ll still need to get used to how baccarat works. During this time, you don’t want to waste any money you don’t need to. That’s why it’s preferable to play free online baccarat initially before graduating to the real thing when you feel ready.
There are two ways you can do so. The first is by using a separate website specifically designed for this purpose. It’s preferable, however, to play a ‘demo mode’ of one of the baccarat games.
This won’t be possible with live dealer games. You will, however, be able to do so on RNG-based games. This is preferable anyway, since you can take as much time as you need to get the hang of things before committing any of your cash balance.
Avoid Blunders with These Top Tips
It’s only natural that you’ll make a few mistakes along the way as you begin learning how to play baccarat. To try and help you avoid as many of those as possible and hopefully make some money, too, here are some of our top baccarat tips.
✅Start Slowly
As mentioned earlier, we would highly recommend playing baccarat for free when you’re just starting out. When you’re completely comfortable, you can move up to the real money version. Even then, though, you should use the smallest permissible stakes to start with, then increase them gradually as you get more confident and experienced.
✅Create a Staking Plan
Creating a staking plan is easy. Begin by identifying how much you’re willing to spend – and potentially lose – on baccarat within a given time frame, such as a week. Then, set a limit for how many rounds you will play. After that, divide the first number by the second to arrive at your stake size, and stick to this figure religiously thereafter.
✅Learn the Rules
It’s imperative that you completely understand the rules of baccarat before you get involved. This doesn’t just mean the basics – it means the bet types you can place and your odds of winning in each case. Crucially, remember that the rules can vary in important ways between different variants, including for the available side bets.
✅Stay Realistic
Do not make the mistake of thinking in terms of ‘hot’ and ‘cold’ streaks, which is a classic example of Gambler’s Fallacy. Don’t ‘go with your gut,’ either. These are nice ideas and ones that are often repeated, but they have no actual basis in fact.
Remember at all times that this is a game of pure chance, with baccarat strategy not really being a thing. Instead, you must keep your actual chances of success in mind at all times and let these inform every single decision you make.
✅Mix Things Up
If you’re not enjoying baccarat or struggling to make money from it, there’s a chance that you’re simply playing the wrong variant. You should, therefore, look to switch things up. Moving to a new format of the game may not only improve your chances of success but also your enjoyment overall.
Apps & Mobile Games
Just as you no longer need to visit an actual casino to play baccarat, you no longer need to use a computer, either. Instead, the rise of mobile technology has ensured you can enjoy baccarat at any time and in any place.
In the best cases, you can use a downloadable mobile app. If not, a high-quality mobile website can often be an excellent substitute. Our 10 chosen brands excel in both areas and allow you the utmost convenience as you enjoy baccarat using your smartphone or tablet. You can use these mobile features to not only play baccarat but claim all the same high quality special offers.
Baccarat Games for All Bankrolls
Baccarat has attracted huge numbers of bettors for decades, and now is the perfect time to try your luck. If you’re interested in playing at the best casinos for online baccarat in Malaysia, you’ve simply never had so many options nor so many bonuses to help you along the way.
After reading this article, you have all the information you need to begin your baccarat betting journey. All that remains for you to do is pick one of our 10 recommended brands, create an account, grab your welcome bonus, and start having a good time.
FAQs
What is baccarat?
Which are the best baccarat online casinos?
Can I make money from playing baccarat?
Is it safe to play baccarat in Malaysia?
Can I play online baccarat for free?
Certainly, and we’d recommend you start off by doing so before graduating to the real money version. Several of our recommended casinos let you play a free baccarat game via a ‘demo mode.’